A highly useful feature that replaces your actual credit card with a virtual one when you shop online with Chrome is one of Google’s major payment and privacy announcements at I/O 2022.
Google will ask you if you’d prefer to use a virtual number instead of your credit or debit card’s 16 digits when you’re making a payment in Chrome and come across the field for entering those numbers. Though a separate technology is being used, it is conceptually comparable to how in-store contactless purchases do not also see your actual card or real number.
Since virtual numbers are typically the purview of banks, Google is collaborating directly on this capacity with the credit card networks (Visa, Mastercard, and American Express). As a result, each partner’s implementation is unique.
If you are a member of Capital One, for instance, you will receive a unique virtual card on each website. One card will be used across all Visa and Amex sites, but each time a separate CVV is used; nonetheless, those three (or four) digits will be automatically entered without the need for manual entry.
You can register compatible cards through pay.google.com , have access to generated virtual card numbers, and view recent virtual card transactions.
This additional security measure will initially be incorporated into Chrome Autofill on desktop (ChromeOS, Mac, Windows, and Linux) and later on Android and iOS. A virtual card will show up in the Autofill drop-down menu once it has been generated, just like other saved payment options.
It will be introduced to all Visa, American Express, and Capital One consumer credit cards this summer in the US. Support for Mastercard will arrive later this year. This capability is slated for an international launch.