The Pradhan Mantri Jan Arogya Yojana (PMJAY), also known as the Ayushman Bharat Yojana, is a program that attempts to assist economically underprivileged Indians who require access to healthcare facilities. Here, we’ve covered everything you need to know about the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana, the paperwork needed to apply for the scheme, and PMJAY health coverage. Eligibility Requirements for Rural and Urban Residents

How to obtain an online Ayushman Bhatt Yojana Card and download it On September 23, 2018, Indian Prime Minister Narendra Modi launched this health insurance program, which has already had a number of successes. It covers around 50 crore persons. Over 4,406,461 beneficiaries had been admitted as of September 2019, 18,059 hospitals had been empanelled, and more than 10 billion e-cards had been distributed.

The Pradhan Mantri Jan Arogya Yojana, formerly known as the Ayushman Bharat Yojana National Health Protection Scheme, aims to make secondary and tertiary healthcare entirely cashless. Beneficiaries of the PM Jan Arogya Yojana receive an electronic card that may be used to access services at any public or private hospital in the nation that has been approved. You can use it to stroll into a hospital and receive cashless care.

3 days of pre-hospitalization and 15 days of post-hospitalization costs are covered by the insurance. Additionally, 1,400 procedures and all associated costs, such as OT expenditures, are covered. Overall, PMJAY and the e-card offer a coverage of Rs. 5 lakh per household, per year, assisting the underprivileged in getting quick access to medical treatment.


How to Apply for Ayushman Bharat Pradhan Mantri Jan Arogya Yojana

Ayushman Bharat Yojana, one of the largest healthcare programs in the world, promises to provide coverage for more than 50 crore Indian citizens. It is especially intended for the country’s less prosperous regions. The PMJAY was introduced in September 2018 and offers health insurance coverage with a Rs. 5 lakh maximum sum insured.

The majority of medical treatment expenditures, medications, diagnostics, and pre-hospitalization fees are covered by the government’s health insurance program. Additionally, the program provides cashless hospitalization services through the Ayushman Bharat Yojana e-card, which you can use to access medical treatment at any of the hospitals across the nation that have been granted empanelled status. By displaying their PMJAY e-card, program participants may access hospitalization for necessary care.

PMJAY ELIGIBILITY ANDAMP; APPLICATION PROCESS FOR AYUSHMAN BHARAT PRADHAN MANTRI JAN AROGYA YOJANA Here is a step-by-step instruction sheet for the Ayushman Bharat Yojana application process.

Visit the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana website, , as the first step.
Step 2: You must now access the official website.
Step 3: Enter your mobile number on the homepage.
Step 4: The captcha can be entered in the empty box just below where it is located.
Step 5: Next, select Generate OTP from the menu.
Step 6: You will receive an OTP number on your mobile device, which you may use to visit the website and verify.
Fill out the relevant information to maximize the benefits of this program.

You can find out whether you are not receiving the benefits of this scheme after your name has been registered on the Pradhan Mantri Jan Arogya Yojana (PM-JAY) website using your ration card or mobile number.

These are the first steps you must take in order to register for the Ayushman Bharat Yojana (PM-JAY).

After registering for PM Ayushman Bharat Yojana, you are eligible to collect benefits without enrolling elsewhere. Simply identify yourself at the neighborhood impaneled hospital or Community Service Center (CSC).


How to Apply for Ayushman Bharat Pradhan Mantri Jan Arogya Yojana

The list of documentation needed to apply for the PMJAY program is provided below:

Identity and age verification with a PAN or Aadhaar card information about your home address, email address, and mobile number. certificate of caste income statement the proof of your current family situation. How can I download and obtain an online Ayushman Bharat Yojana Card? The Ayushman Bharat Yojana Golden Card will be given to recipients in order to guarantee cashless, paperless, and portable transactions through the PNJAY plan. All of the patient’s necessary information is included on the PMJAY e-card. This card must be presented in order to receive treatment at an accredited hospital.

Follow the steps listed below to obtain this PMJAY Golden Card:

Visit the PMJAY website ( ) and log in using your registered cellphone number as the first step. Enter the captcha code in step 2 to generate the OTP. Third, choose the HHD code. Step 4: Give the HHD code to the Common Service Center (CSC), who will verify it and other information. Step 5: The remaining steps will be carried out by the CSC representatives known as Ayushman Mitra. Step 6: To obtain the Ayushman Bharat card, you must pay Rs. 30. CATEGORIES OF PMJAY HEALTH COVERAGE Eligibility requirements for rural and urban populations Through a health insurance program offering a cover of Rs. 5 lakh per family, the PMJAY initiative seeks to provide healthcare to 10 crore people, the majority of whom are poor and have lower middle-class incomes. The 10 crore families are divided into 2.33 crore in urban areas and 8 crore in rural areas. This indicates that the initiative will attempt to serve 50 crore individual beneficiaries when broken down into smaller parts.

To choose who can receive the health insurance benefit, the program has some prerequisites. While the list of PMJAY beneficiaries is primarily grouped according to housing shortages, low incomes, and other deprivations in rural areas, the urban list is created based on occupation.

85.9% of rural households lack access to any form of health insurance or guarantee, according to the 71st round of the National Sample Survey Organization. Furthermore, 24% of rural families use loans to pay for healthcare expenses. By offering yearly support of up to Rs. 5 lakh per household, PMJAY seeks to assist this sector in avoiding debt traps and utilizing services. According to information from the 2011 Socio-Economic Caste Census, the program will assist families who are struggling financially. The Rashtriya Swasthya Bima Yojana (RSBY) households in this area will also fall under the purview of the PM Jan Arogya Yojana.


1) People who are members of scheduled castes and scheduled tribes 2) Families with no males between the ages of 16 and 59 3) Alms-reliant people and beggars 4) Families without someone between the ages of 16 and 59 6) Landless households that rely on sporadic manual labor to make ends meet. 5) Families with at least one physically disabled member and no adult family members who are not physically disabled. 7) Prehistoric tribal settlements 8) Bonded workers who were formally released 9) Families residing in improvised one-room structures devoid of adequate walls and roofs The PMJAY URBAN: 82% of urban households lack access to health insurance or assurance, according to the National Sample Survey Organization’s (71st round) data. Furthermore, borrowing money in one way or another was used to cover healthcare costs by 18% of Indians living in metropolitan areas. The Pradhan Mantri Jan Arogya Yojana provides support of up to Rs. 5 lakh per family, each year, to assist these households in accessing healthcare services. According to the 2011 Socio-Economic Caste Census, urban workers’ families who fall into the relevant occupational group will benefit from PMJAY. Additionally, every family participating in the Rashtriya Swasthaya Bima Yojana will gain access to the PM Jan Arogya Yojana.

People who are eligible for the government-sponsored program in metropolitan areas mostly include:
1. Washermen and cooks
Ratchet pickers
3. Repair specialists, electricians, and mechanics
4. Household aid
5. Cleanup crews, gardeners, and sweepers
6. Independent craftspeople who work from home, such as tailors
7. Street workers, hawkers, and those that offer services by maintaining pavement or streets
8. Security guards, porters, welders, painters, plumbers, masons, and construction personnel
9. People who pull carts or rickshaws, such as drivers, conductors, and helpers
10. Helpers, small-business peons, delivery guys, store owners, and waiters

WHO IS NOT ELIGIBLE FOR PRADHAN MANTRI JAN AROGYA YOJANA’S HEALTH COVERAGE: 1. Those who own a motorized fishing boat or a two, three, or four-wheeled vehicle

2. Farmers who use mechanical farming tools

3. Individuals who own Kisan cards with a credit limit of Rs. 50000

4. People working for the government
5. Individuals who work for government-run, non-agricultural businesses

6. People with monthly incomes exceeding Rs. 10,000

7. People who own landlines and refrigerators
8. Those who live in decent, well-built homes
9. Those who own 5 acres or more of land for agriculture

DISEASES COVERED BY PM JAN AROGYA YOJANA: LIST OF CRITICAL PMJAY provides funding of up to Rs. 5 lakh per family, every year, to assist households in accessing secondary and tertiary care. Daycare operations are covered by this aid, which also holds true for pre-existing conditions. More than 1,350 medical packages are covered by PMJAY at affiliated public and private hospitals.

The following list includes a few of the critical illnesses that are covered.


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